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There are a number of Web sites that offer fitness programs, ranging from an off-the-shelf version for your goals to fully interactive programs. Some personal trainers offer services on-line. You can save money with these, but you may also need to work out one-on-one with a real person to get best results. Some people need an appointment with a personal trainer, not a computer, to stay motivated.
If you have special problems or are very out of shape and a real beginner (as well as a Net enthusiast who's let fitness go), you may not be able to do exercises properly without seeing them in person. You may want to get a good start with an in-person personal trainer, then continue with an on-line version. Consider what fits your needs and personality, and choose accordingly.